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Merged
bsiaotickchong merged 4 commits into from
Aug 5, 2026
Merged

Add end-user terms consent customer APIs #798

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585cb95
add end-user terms consent customer APIs
bsiaotickchong Jul 31, 2026
73aa2ab
Use sequential End User Terms version identifiers
bsiaotickchong Aug 4, 2026
da60213
feat: Embed end-user terms consent in customers
bsiaotickchong Aug 4, 2026
18965e9
docs: Clarify customer consent requirement
bsiaotickchong Aug 5, 2026
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4 changes: 4 additions & 0 deletions .stainless/stainless.yml
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Original file line number Diff line number Diff line change
Expand Up @@ -113,6 +113,9 @@ resources:
business_customer_create_request: '#/components/schemas/BusinessCustomerCreateRequest'
individual_customer_update_request: '#/components/schemas/IndividualCustomerUpdateRequest'
business_customer_update_request: '#/components/schemas/BusinessCustomerUpdateRequest'
end_user_terms: '#/components/schemas/EndUserTerms'
end_user_terms_consent: '#/components/schemas/EndUserTermsConsent'
end_user_terms_consent_request: '#/components/schemas/EndUserTermsConsentRequest'
# Internal-account management (list/update/export under this resource)
internal_account_list_response: '#/components/schemas/InternalAccountListResponse'
internal_account_update_request: '#/components/schemas/InternalAccountUpdateRequest'
Expand All @@ -139,6 +142,7 @@ resources:
create_kyc_link:
endpoint: post /customers/{customerId}/kyc-link
body_param_name: KycLinkCreateRequest
retrieve_end_user_terms: get /customers/end-user-terms
# Subresources define resources that are nested within another for more powerful
# logical groupings, e.g. `cards.payments`.
subresources:
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166 changes: 133 additions & 33 deletions mintlify/openapi.yaml
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4 changes: 4 additions & 0 deletions mintlify/payouts-and-b2b/onboarding/disclosures.mdx
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Expand Up @@ -19,6 +19,10 @@ Copy Lightspark's End User Terms and append them to your own terms of service, s

Present the combined terms in your onboarding or consent flow, and require each end user to affirmatively accept them (for example, an unchecked checkbox or an "I Agree" button) before they can use Grid.

Use `GET /customers/end-user-terms` to retrieve the current terms URL and version. Record acceptance with the `endUserTermsConsent` field when you create or update the customer. The acceptance record includes the timestamp, device IP address, terms version, and acceptance method. Grid rejects versions that it does not recognize.

For unregulated platforms, Grid does not open customer accounts until you record this acceptance. Customer responses include the full `endUserTermsConsent` object after acceptance is recorded.

## Provide evidence of your consent flow

Send Lightspark evidence that your end users are shown the End User Terms and consent to them. Provide both:
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